Reading Time: 2 minutesIn our travels we are constantly finding that the people around us seem to have no idea what a trust actually is. The term “trust fund baby” led many to believe that trusts are just for the ultrawealthy – and in reality, this is not the case. Do you have a trust? And more importantly […]
Trusts are not just for ultra-wealthy people! Read More »
Reading Time: 5 minutesMost people think a solo 401(k) is just a place for self-employed people to stuff a bunch of cash to save for retirement. We see much more dimensionality to it! In this article, we’ll cover what the solo 401(k) deadlines are, and other basic information. But more importantly, we’ll discuss how to use these vehicles
What you need to know about solo 401(k) contribution deadlines Read More »
Reading Time: 2 minutesEquities It’s wise to adopt a cautious stance on equities. Central banks around the world are raising rates; and in the United States, we would expect a few more minor (25 basis point) hikes this year. In the case of overtightening, this may lead to a global economic recession. Bonds As for the bond market,
The market scores a C+, spelling time for vigilance Read More »
Reading Time: 4 minutesIt’s common to see the merits of employer paid life insurance to be overestimated by the working population. In this article, we decipher the commonly misheld beliefs and provide clarity as to the differences between employer and private life insurance, how much is enough, and what to do if you need to cover the gap.
Is the life insurance provided by my employer enough? Read More »
Reading Time: 3 minutesMany 401(k) plans hold target date funds as a way to help their employees accumulate funds for retirement. However, as the fund approaches its end date, what is the investor to do? Let’s talk about one particular case, the 2030 target date fund, in this blog. Before we get into the blog, we are financial
I’m invested in a 2030 target date fund – help! What do I do when it matures? Read More »
Reading Time: < 1 minuteWith recent CPI reports showing a more favorable view, many are questioning if inflation is a relic of the past or if high prices will continue to be a “thing” in 2023. We’ll explore this topic in our February newsletter. While the future can never be predicted, we believe it is likely that we’ll see
It’s 2023 – is inflation still a “thing?” Read More »
Reading Time: 4 minutesIn late December 2022, the SECURE Act 2.0 was passed as a part of a $1.7 trillion omnibus spending package. The Act has a litany of provisions impacting Americans – too many to cover in depth in one blog post. That is why we are breaking down the Act’s impact into four parts – what
What the SECURE Act 2.0’s passing means for YOU! Read More »
Reading Time: 3 minutesHappy New Year! In this newsletter we are going to recap 2022 economic news and highlight the most salient themes for investors. Let’s start with a look at what the major indices have done. 2022 started on the heels of a 2021 bull market whose rally had not yet died out with the turn of
Reading Time: 6 minutesIt’s very common for us to get questioned about whether or not a retiree can get a mortgage. Some retired people feel stuck; they want to change their housing situation, but are worried about not being able to get the financing. Don’t despair! The good news is that it is possible. In this blog we’ll
I’m retired. Can I still get a mortgage? Read More »
Reading Time: < 1 minuteHappy holidays and please enjoy our final newsletter of the year!
December newsletter Read More »
